Most young people have been offered unwanted credit, a new poll shows.
Two-thirds of young people have been offered unwanted credit by financial firms, a new study from Citizens Advice shows.
According to the charity, 68 per cent of 16 to 24-year-olds have been encouraged through unsolicited advertising to take out a credit card or a personal loan. In addition, around 50 per cent of the age group also said that they have either had or continue to have a problem with debt.
The most common form of credit found to be offered by firms was the store card, with unsolicited credit advertising sent via mail the second most popular.
Elsewhere, four in five youngsters said that they had had access to some form of credit - and nine in ten were found to believe that there were currently "just too many adverts" relating to cards and loans. Just over half (55 per cent) said that it was "easy" to take out credit, while 65 per cent agreed that the process of applying for a loan or card should "be more difficult".
Citizens Advice conducted its credit research in conjunction with fellow charity YouthNet.
Figures released last year by Credit Action showed that the UK currently holds a collective personal debt burden of around £1.4 trillion.
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