FastTrack Navigation gives you a FAST way to jump directly to the information you are looking for.

1.15 Million Drive Uninsured

By Daniel Calloway
Published on 13 May 2008
AddThis Social Bookmark Button
During the past 12 months over 1.15 million Brits have knowingly taken to the roads without valid car insurance, according to research out this week.

During the past 12 months over 1.15 million Brits have knowingly taken to the roads without valid car insurance, according to research out this week.

Published by Sainsbury's bank, the shocking figures confirm that uninsured driving is still a very real problem despite recently introduced government measures to crack down on this illegal activity.

Younger drivers were found to be more likely to flout the law with two fifths of the uninsured aged between 17 and 25 and an additional 22% falling in the 25 to 34 age group. Those over 65 were found to be the least likely to drive without insurance.

When asked why they chose to take the risk and face being fined, banned, or having their car crushed, an astounding 19% believed that protecting themselves with insurance simply wasn't necessary, while another 13% felt they simply didn't have time. 19% of these uninsured drivers explained that they were unable to afford cover for their vehicle while an additional 13% simply stated that they forgot.

These figures come just a week after BIBA (the British Insurance Broker's Association) called for the government to do more to stamp out the number of uninsured drivers on the roads.

Eric Galbraith, Chief Executive of BIBA commented: "We have seen a great effort from the insurance industry in setting up the successful motor insurance database to crack down on uninsured driving, but eradicating this problem now requires a real commitment from Government."

Since 2006 the incidence of uninsured driving has dropped by 10% thanks to new legislation allowing police to access the motor insurance database and seize uninsured vehicles.

[Back to top of article]
1.15 million drive uninsured

However, 35,000 claims are still being made to the Motor Insurance Bureau by victims of incidents involving uninsured drivers every year, costing insurance companies over £417million and adding an additional £30 to the average car insurance premium to cover this.

BIBA believe that the only way to reduce the financial burden on insured drivers is for the government to instate a dedicated 'Continuous Insurance Enforcement' agency but how soon this will be implemented and when law abiding drivers will see the benefits remains to be seen.

Latest Car Insurance Articles & News

Car Insurance Articles

NewsCar Insurance Fraud 'Costs £260m a Year'

Case studies of fake claims have been released by insurers today, along with the total cost of fraudulent activity in the sector.

3 Jul 2008
NewsLondon Capital of Car Crimes, Research Finds

The city is the most common location of the thefts, according to swiftcover.com.

3 Jul 2008
NewsDirect Line Highlights Insurance Costs of Modifications

Popular car upgrades can lead to drivers paying more for their insurance, a cover provider pointed out today.

2 Jul 2008
NewsAA Warns on 'Third Party' Cover Problem

Going abroad with your vehicle can leave you underinsured, the firm advised today.

2 Jul 2008
NewsVan Drivers 'Ignoring Smoking Ban'

Many van drivers are having a hard time in selling their vehicles on - after illegally lighting up while on the road.

30 Jun 2008
FREE SERVICES MONEY SAVING TIPS EMAIL
Keep updated with the latest money saving tips, tricks, deals and loopholes. Some only last a few days. Don't miss out! more
COMPARE CAR INSURANCEFIND COMPANIES CAR INSURANCE GUIDE RSS FEEDS - SUBSCRIBE!
Home | Login | Sign Up
Friday, 4th July 2008
money.co.uk is a trading name of Dot Zinc Limited, who are authorised and regulated by the Financial Services Authority. FSA Registration Number: 415689.
Copyright © www.money.co.uk / Dot Zinc Limited 2002-2008. All rights reserved.